Giving Opportunities

Stewardship comes in many forms. Whether by stocks, IRA charitable distributions, estate planning, recurring online gifts, or cash/check, you can support our Lord’s work at Hope Community Church in many wise ways.

The funding of all operations and ministries, including missions efforts and capital improvements, is handled through our Operating Budget. You do not need to designate your gift to any particular area.

 "Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it."

Malachi 3:10

Online Gifting

In a matter of minutes, you can easily make a one-time gift or set up a recurring gift(s) to our Operating Budget, using either your credit or debit card by visiting our secure online donations page. You can also review your giving history, update your contact information in our system, and more…

We are PCI compliant and strive to keep our ministry partner’s information secure. Therefore, we do not recommend that ministry partners ever email their credit or debit card information directly to us but use our secure giving portal instead.

Give Online Now →

Text-to-Give

Simply text your gift to 73256 using keyword HOPEBHM and the desired gift amount. For example, texting GIVE100 gives $100 to our Operating Budget Fund.

Give In-Person

You can always include your gift of cash or a personal check in the offering plate in each Sunday’s worship service. Or, you can mail a check to the church financial office. Please make checks payable to Hope Community Church.

Stocks, Bonds, and Mutual Funds

Thank you for your interest in gifting securities to support the Lord’s work at Hope Community Church. Gifts of appreciated stock can allow donors to deduct the full current value of transferred stock, avoid long-term capital gains tax, and avoid the healthcare tax on net investment income.

To transfer stocks to Hope, please provide the following details to your brokerage firm then contact Jody Baker, Minister of Administration & Education, at (205) 956-0388 to inform Hope of the amount (dollars or shares), stock name and desired use(s) of your gift.

Provide the following information to your broker/brokerage firm:

RBC Capital Markets
Clearing # 0235
Account # 871-37843
Broker Contact: David Hope @ (205) 421-2252

Don’t forget to contact Rebecca Yerby or Jody Baker to let us know of your stock gift and how you would like the funds to be used (Budget or Sharing Hope.)

Real Estate & Other Assets

Please contact Rebecca Yerby or Jody Baker for further information if you are interested in making a gift of real estate or some other tangible asset.

IRA Qualified Charitable Distribution (QCD)

If you are 70.5 or older, you may be interested in a way to lower the income and taxes from your IRA withdrawals. The law uses the term “qualified charitable distribution” (or QCD) to describe an IRA charitable rollover. A QCD is money that individuals who are 70.5 or older may direct from their traditional IRA to eligible charitable organizations. Individuals may exclude the amount distributed (up to $100k/year) directly to an eligible charity from their gross income. This opportunity is now a permanent provision in the tax law. An IRA QCD is a great way to steward your resources and help continue the Lord’s work at Hope. In light of ever-changing tax law (particularly related to the COVID-19 pandemic), please consult your financial and/or tax advisor(s) to see if this is an appropriate giving strategy for you.

BENEFITS OF AN IRA CHARITABLE ROLLOVER

  • Avoid taxes on transfers of up to $100,000 from your traditional IRA to Hope

  • Satisfy your required minimum distribution (RMD) for the year

  • Reduce your taxable income, even if you do not itemize deductions

  • Make a gift that is not subject to the 50% deduction limits on charitable gifts

  • Help further the work and mission of Hope

HOW AN IRA CHARITABLE ROLLOVER GIFT WORKS

  • Contact your IRA plan administrator to make a gift directly from your traditional IRA to Hope.

  • Your IRA distribution will be directly transferred to Hope.

  • Be sure to contact Freida Burden, our Financial Secretary, to ensure that the proceeds are designated as intended. Many times, IRA checks do not include information about you or your intentions for the gifts. As a result, your gift may not benefit the particular ministry area you had in mind if you do not contact us with your specific preference for your gift.

  • Please note that under this provision of tax law, donors benefit by not having to recognize (as taxable income) the amount contributed directly from their IRA to a qualifying charity. However, because donors can exclude this contribution from their gross income, they cannot also include the amount in their itemized deductions for charitable contributions; to do so would result in a double tax benefit for donors and that is explicitly prohibited.

Legacy / Estate

The estate you leave behind will likely be one of the largest financial responsibilities you’ll need to consider. Stewarding your estate resources well is therefore a worthy consideration and an act of good spiritual discipline. Please consider including Hope in your estate giving plans to ensure your charitable interests in supporting the Lord’s work will continue here after you are with the Lord!